Terms and Conditions

Last Updated: July 29, 2026

These Terms and Conditions govern your use of NKH Insurance Planning's website, services, and SMS/email communications. By using our website or opting into our communications, you agree to these Terms and our Privacy Policy.

1. Program Description

NKH Insurance Planning may send SMS and email messages to individuals who have opted in. These messages may include:

Appointment confirmations

Appointment reminders

Insurance service updates

Promotional offers

General business communications

Message frequency may vary.

2. Consent to Receive Messages

By providing your phone number and opting in, you authorize NKH Insurance Planning to send text messages to your mobile number.

Consent is not a condition of purchasing any products or services.

3. Opt-Out

You may opt out of SMS communications at any time by replying STOP to 757-593-6364.

After you send STOP, you will receive one confirmation message confirming your unsubscribe request. After that, you will no longer receive SMS messages unless you opt in again.

4. Opt-In Again

If you wish to receive messages again after opting out, simply opt in using the same method you originally used to enroll.

5. Help and Support

If you experience issues with our messaging program, reply HELP for assistance, or contact us directly:

Email: [email protected]

Phone: 757-593-6364

6. Message Frequency and Rates

Message frequency may vary depending on your interaction with NKH Insurance Planning.

Message and data rates may apply. Please contact your wireless provider if you have questions regarding your messaging or data plan.

7. Carrier Disclaimer

Wireless carriers are not responsible for delayed or undelivered messages.

8. Privacy

Your use of our messaging services is also governed by our Privacy Policy, available on this website.

9. Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Any updates will be posted on this page with a revised "Last Updated" date.

10. Contact Us

If you have questions regarding these Terms and Conditions, please contact:

NKH Insurance Planning

Address: 9169 Water Tupelo Road, Fort Myers, FL

Phone: 757-593-6364

Email: [email protected]